Insurance Policy against Unwanted Pregnancy? It does Exist

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You probably thought that insurance was just for normal things that most of us use, such as your life, health, automobile and home, but that's just not the case. Actually, you can get insurance for quite a few other things, including your sexual habits. In the 1980s, rock legend David Lee Roth had his semen insured for $1 million dollars by Lloyds of London in the event that he got a groupie pregnant on the road. Perhaps his insurance should have covered him for the health effects of random, drunken sex with multiple women. That might come in just as handy.


Here are some other types of insurance that celebrities have gotten that might surprise you just a bit:

1) Dolly Parton's breasts are reportedly insured for $600,000 dollars. I thought it might be more, but what's more interesting is that she is the only celebrity I've seen to get breast reduction surgery and breast enhancements, all in the same lifetime.

2) Jo-Lo's "ba-donkadonk" is reportedly insured for $27 million dollars. If millions were paid out for behind sizes in the black community, we'd be the richest community on earth. Even I would get a payment or two, from my days of running track and playing football.

3) Mariah Carey's voice is insured for $1 billion dollars. Yes, I said a billion. I don't think Whitney and Bobby have the same policy.

Insurance is designed to do one simple thing: Make your life as good as it would have been had nothing gone wrong in the first place. So, while it might seem odd to insure random body parts, the truth is that for some entertainers, it might be a necessity. I know a few guys who might be able to use the "baby daddy insurance."

Dr. Boyce Watkins is the founder of the Your Black World Coalition. To have Dr. Boyce commentary delivered to your email, please click here.

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