Celebrity Body Part Insurance

With poor Rihanna in the news for allegedly being beaten by boyfriend Chris Brown, many people have wondered openly what she would have done if that horrible altercation had ruined her stunning looks. While a talented entertainer, it's hard to argue that her appeal also comes from her appearance.

We are glad that the pop diva is safe and has made a speedy physical recovery. At the same time, having narrowly survived the horrors of this incident, might she at some time in the future consider having her body insured?

Insured Celeb Body Parts

Guess the Celeb & Insurance Amount:
This famous woman recently went from being "emancipated" to married.

James Devaney, WireImage

Mariah Carey, $1 Billion Legs:
In 2006, Mariah Carey's legs were insured for this astronomical amount before the start of a tour. Tours can be physically risky, so it definitely pays for a star of this caliber to think ahead.

James Devaney, WireImage

Jeff Kravitz, FilmMagic

Guess the Celeb & Insurance Amount:
Known to rock lingerie on the runway, the identity of this angel should be no "secret."

Mark Mainz, Getty Images

Heidi Klum, $2.2 Million Legs:
In 2008, supermodel and wife of music superstar Seal had her legs insured for $2.2 million. An odd twist to the story is that one leg is insured for $200,000 less than the other. Why? "They are different values because I have this little scar. I had to be examined in London. A guy came and inspected my leg," says the Victoria's Secret spokeswoman.

Mark Mainz, Getty Images

Guess the Celeb & Insurance Amount:
The owner of these legs was the top star of her era, earning $300,000 per film.

Ralph Crane, Time Life Pictures, Getty Images

Betty Grable, $1 Million Legs:
One of the first Hollywood stars to famously have a body part insured, Fox Studios had Betty Grable's gams protected in the late 1940s for what would be almost $9 million today. Seems like a fair trade!

Ralph Crane, Time Life Pictures, Getty Images

Guess the Celeb & Insurance Amount:
The master of these manly gams has his own line of fragrances.

Alex Livesey, Getty Images

David Beckham, $70 Million Legs & Feet:
Soccer superstar and paparazzi favorite David Beckham would not be where he is today without his lower half. But if anything ever happened to his bottom parts, is it really worth a $70 million pay day? And what are the premiums on a policy like that?

Alex Livesey, Getty Images

As the stories in this gallery demonstrate, the idea of insuring one's face (for instance) is actually quite common for a celebrity who knows what he or she is worth. One can be adored for one's legs like Tina Turner, or worshiped for the derriere, like La Lopez. Many insurance companies, most notably Lloyd's of London, have made it their business to help stars secure their famous body parts in case of harm. Celebrity body part insurance may sound silly, but based on recent terrifying events, it may be a very smart thing. You make the call.